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0% financing for bicycles & e-bikes

Ride your dream bike. Pay your desired monthly installments.

  • Flexible terms & rates

    Between 6 and 60 months

  • 0% interest

    For a term of up to 12 months

  • Easy & Fast

    Your dream bike in just a few clicks

Your benefits

Fast and easy online 0% financing for e-bikes & bicycles with TARGOBANK

With 0% financing from our partner TARGOBANK, you can quickly and easily finance bicycles, e-bikes, and accessories from our range. Make your dream bike a reality and pay it back conveniently in equal installments.

0% interest : For terms up to 12 months. (13 - 60 months - 3.99% interest).
Flexible term & rate : Term between 6 and 60 months. Choose the appropriate monthly payment.
Simple and fast : The financing process is completed online in just a few minutes.
Fully digital processing : You can handle the entire process digitally.
Immediate decision : Receive financing approval regardless of TARGOBANK's opening hours.

The process

  • 1. Select bike

    Choose your dream bike. Complete your purchase with the "0% financing" payment method.

  • 2. Receive link

    You will receive a link via email, which you can use to apply for the loan on the TARGOBANK website.

  • 3. Apply for a loan*

    Choose your desired monthly payment, enter your personal details, complete the online identity check and apply for the loan.

  • 4. Receive bike

    Your order will be processed as soon as we receive financing approval from TARGOBANK. We will contact you to arrange a delivery or collection date.

  • *Apply for a loan at TARGOBANK

    ✅ In the TARGOBANK online loan application process, select your desired monthly payment and the corresponding loan term, then enter your personal data in the next step.
    ✅ Now the online identity verification will take place; after successful verification, you will receive a TAN via SMS, which will end the process.
    ✅ You will now receive the contract, which will be signed digitally with a TAN.
    ✅ Your order will be processed as soon as we receive financing approval from TARGOBANK.

  • *Required documents

    ✅ Copy of a valid identity card or passport.
    Employees: Current payslip (not older than 2 months, for financing amounts of €5000 or more, the last two consecutive payslips).
    Self-employed persons : Latest income tax assessment (not older than two years) or current advance payment assessment for income tax.
    Pensioners : current pension statement or current pension adjustment notice; if older than 24 months, then with current bank statement.

Requirements for 0% financing

➡️ Minimum age: 18 years
➡️ Residence in Germany
➡️ Workplace in Germany
➡️ Valid identification document
➡️ The order includes a bicycle or e-bike
➡️ Permanent, ongoing employment relationship, or:
➡️ Loan term within the fixed-term employment contract

Wähle dein Bike

Choose your dream bike

financing

Price

€19,99

Laufzeit auswählen

Monatliche Rate
€3,33
Nominalzins
0.0%
Effektivzins
0.0%
Gesamtbetrag
€19,99
Duration Effective interest rate Nominal interest rate
0–12 months 0.00% 0.00%
13–60 months 3.99% 3.92%
0% financing for e-bikes & bicycles

With 0% financing from our partner TARGOBANK, you can quickly and easily finance bicycles, e-bikes, and accessories from our range. Make your dream bike a reality and pay it back conveniently in equal installments.

➡️ Complete your order using the 0% financing payment method . After completing your order, you will receive an email link to apply for the loan at TARGOBANK.

Your advantages at a glance:

0% interest : For terms of up to 12 months.
Flexible term & rate : Term between 6 and 60 months. Choose the appropriate monthly payment.
Simple and fast : The financing process is completed online in just a few minutes.
Fully digital processing : You can handle the entire process digitally.
Immediate decision : Receive financing approval regardless of TARGOBANK's opening hours.

More information on financing